Your dog is a part of your family. A member of the family that can’t talk back, at least.
But they’re often treated like members of the family and as such need to be looked after – especially if you’ve got young children or want to use your dog as a therapy animal for elderly people in care homes.
The cost of pet insurance can vary depending on the type of policy.
The cost of pet insurance can vary depending on the type of policy you choose.
The price of pet insurance will depend on where you live, how old your dog is and whether it’s a pedigree or crossbreed.
If you have more than one dog, this can also affect the price as multi-pet policies tend to be cheaper than single pet policies.
The cost may be slightly higher if your dog has any pre-existing conditions such as diabetes or heart problems before they join the insurance scheme.
The excess payment is usually lower if an existing condition is reported at the time of joining rather than when it happens while covered by a policy so it’s worth reporting any pre-existing conditions right away to get a better deal on your premium.
The cost will also depend on your dog, its breed and age, where you live and the type of cover you choose.
The cost will also depend on your dog, its breed and age, where you live and the type of cover you choose.
For example, if you have a purebred dog then it’s likely to be more expensive than one who isn’t.
The same applies to puppies: they’re likely to be higher risk than adult dogs because they can grow into larger animals with different needs.
An important thing to note is that even though the price of insurance may vary from provider to provider (or even depending on which policy), the premiums are usually based on an average across all insurers’ policies for each breed (for example). That way there’s an even playing field for everyone who wants their pet covered – no matter how much it costs them!
Dog insurance comparison sites may not give an accurate account of the market.
As you can see, the cost of insurance varies depending on the type of policy and the amount you want to pay. It also depends on where you live, as well as your dog’s breed and age.
When comparing policies, it’s important to check how much cover each provider offers. This might be hard if you don’t know what questions to ask or are unsure about what sort of information you need to compare different quotes against one another. Some providers offer more benefits than others so it may be worth paying extra for added protection.
- The average cost of lifetime cover for a 3-year-old crossbreed dog was £4.21 with Direct Line and the most expensive was £58.33 through MORE TH>N for time-limited cover (10 years).
- For terms of 1 year, the cheapest was PetPlan at £63 while the most expensive was MORE TH>N at £121.
The cheapest quote for lifetime cover for a 3-year-old crossbreed dog was £4.21 with Direct Line and the most expensive was £58.33 through MORE TH>N for time-limited cover (10 years).
The cheapest quote for lifetime cover for a 3-year-old crossbreed dog was £4.21 with Direct Line and the most expensive was £58.33 through MORE TH>N for time-limited cover (10 years).
The average cost of lifetime dog insurance is £35.28 per month with a £550 excess, so it’s important to consider both the monthly payment and how much you’re prepared to pay out in excess if your pet becomes ill or injured.
Look around to get the best deal.
- Take a look at different providers to see what they offer, and how much cover they provide.
- Then compare that to the level of cover you need for your dog.
- Think about what level of excess you want to pay. Most policies will have an excess – the first part of any claim that you pay yourself – so make sure you choose one with a reasonable amount if it’s important for you to have peace of mind.
- Ask friends or family members if they have insurance for their pets already and get recommendations from them; this can also help guide your decision about which provider might suit best for your needs as well as finding out more about what else is available in terms of extras such as emergency care and dental treatment plans
We hope this article has been useful in helping you understand the cost of dog insurance and how to find the best deal for your pooch.
