{"id":24692,"date":"2020-12-28T18:48:58","date_gmt":"2020-12-28T18:48:58","guid":{"rendered":"https:\/\/quantiko.com\/top-5-mortgage-deals-of-2020\/"},"modified":"2020-12-28T18:48:58","modified_gmt":"2020-12-28T18:48:58","slug":"top-5-mortgage-deals-of-2020","status":"publish","type":"post","link":"https:\/\/www.quantiko.com\/fr\/non-classifiee\/top-5-mortgage-deals-of-2020\/","title":{"rendered":"Les 5 meilleures op\u00e9rations hypoth\u00e9caires de 2020"},"content":{"rendered":"<div class=\"quant-top-content\" id=\"quant-1309585464\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-2743713601885453\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-2743713601885453\" \ndata-ad-slot=\"5345845961\" \ndata-ad-format=\"auto\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><div class=\"ae8a32b66a5e7c526cbd7f27dd69cda3\" data-index=\"1\" style=\"float: none; margin:10px 0 10px 0; text-align:center;\">\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-6537861441979249\"\r\n     data-ad-slot=\"3576167099\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script>\n<\/div>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Si vous envisagez d&rsquo;acheter votre premi\u00e8re maison ou d&rsquo;acqu\u00e9rir une autre propri\u00e9t\u00e9 comme investissement, vous envisagerez probablement des hypoth\u00e8ques et, comme pour tout ce qui se passe dans la vie, vous voudrez trouver une bonne affaire. <\/span><span style=\"vertical-align: inherit;\">Nous n&rsquo;entendons pas souvent parler des transactions hypoth\u00e9caires, mais nous pouvons vous assurer qu&rsquo;elles existent.<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Les offres qui vous sont offertes d\u00e9pendent du type de pr\u00eat hypoth\u00e9caire que vous recherchez. <\/span><span style=\"vertical-align: inherit;\">\u00cates-vous un premier acheteur, cherchez \u00e0 r\u00e9hypoth\u00e9quer, acheter une autre maison, d\u00e9m\u00e9nager ou acheter pour louer. <\/span><span style=\"vertical-align: inherit;\">Si vous cherchez \u00e0 am\u00e9liorer votre maison ou \u00e0 acheter une autre maison comme investissement, vous envisagez probablement de lib\u00e9rer la valeur nette lorsque vous examinez les contrats hypoth\u00e9caires.<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">La lib\u00e9ration d&rsquo;actions est devenue tr\u00e8s populaire r\u00e9cemment aupr\u00e8s des personnes qui ach\u00e8tent des propri\u00e9t\u00e9s secondaires en tant qu&rsquo;investissements. <\/span><span style=\"vertical-align: inherit;\">Il s&rsquo;agit essentiellement de r\u00e9hypoth\u00e9quer votre maison afin de lib\u00e9rer une partie de la valeur nette qui y est li\u00e9e lorsque vous avez rembours\u00e9 votre pr\u00eat hypoth\u00e9caire. <\/span><span style=\"vertical-align: inherit;\">La lib\u00e9ration de fonds propres peut \u00e9galement \u00eatre quelque chose que vous voudrez peut-\u00eatre envisager si la valeur de votre maison a consid\u00e9rablement augment\u00e9, que vous cherchiez \u00e0 r\u00e9hypoth\u00e9quer ou non.<\/span><\/span><\/p><div class=\"quant-contenuto\" id=\"quant-388734275\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-2743713601885453\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-2743713601885453\" \ndata-ad-slot=\"5345845961\" \ndata-ad-format=\"auto\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n<p>&nbsp;<\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Nous allons vous montrer d&rsquo;excellentes offres hypoth\u00e9caires 2020 en une minute, mais avant de le faire, nous devons vous rappeler que ces offres d\u00e9pendent de votre situation personnelle et peuvent changer lorsque vous postulez. <\/span><span style=\"vertical-align: inherit;\">De m\u00eame, il est toujours bon de lire les petits caract\u00e8res et de v\u00e9rifier les frais et les frais cach\u00e9s qui pourraient \u00eatre appliqu\u00e9s. <\/span><span style=\"vertical-align: inherit;\">Il n&rsquo;est pas courant de cacher les frais dans les demandes de pr\u00eat hypoth\u00e9caire, mais en g\u00e9n\u00e9ral, si l&rsquo;accord semble trop beau pour \u00eatre vrai, c&rsquo;est probablement le cas.<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Sans plus tarder, laissez-nous vous pr\u00e9senter les 5 meilleures offres hypoth\u00e9caires de 2020.<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><em><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">LTV = Loan To Value (rapport de l&rsquo;hypoth\u00e8que \u00e0 la valeur de la propri\u00e9t\u00e9)<\/span><\/span><\/em><\/p>\n<p>&nbsp;<\/p>\n<ol>\n<li><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Hypoth\u00e8que fixe de 2 ans \u00e0 Halifax<\/span><\/span><\/strong><\/li>\n<\/ol>\n<p><strong>\u00a0<\/strong><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">LTV maximum &#8211; 60%<\/span><\/span><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Taux initial &#8211; 1,19% fixe jusqu&rsquo;au 28\/02\/2023<\/span><\/span><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Taux subs\u00e9quent &#8211; variable 3,59%<\/span><\/span><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Co\u00fbt global de comparaison &#8211; 3,5% APRC<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<ol>\n<li><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Hypoth\u00e8que fixe de 2 ans \u00e0 Halifax<\/span><\/span><\/strong><\/li>\n<\/ol>\n<p><strong>\u00a0<\/strong><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">LTV maximum &#8211; 75%<\/span><\/span><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Taux initial &#8211; 1,43% fixe jusqu&rsquo;au 28\/02\/2023<\/span><\/span><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Taux subs\u00e9quent &#8211; variable 3,59%<\/span><\/span><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Co\u00fbt global de comparaison &#8211; 3,5% APRC<\/span><\/span><\/p>\n<ol>\n<li><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Premier pr\u00eat hypoth\u00e9caire fixe direct de 2 ans<\/span><\/span><\/strong><\/li>\n<\/ol>\n<p><strong>\u00a0<\/strong><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">LTV maximum &#8211; 60%<\/span><\/span><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Taux initial &#8211; 1,59% pour 2 ans<\/span><\/span><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Taux subs\u00e9quent &#8211; variable 3,54%<\/span><\/span><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Co\u00fbt global de comparaison &#8211; 3,2% APRC<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<ol>\n<li><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Premier pr\u00eat hypoth\u00e9caire fixe direct de 2 ans<\/span><\/span><\/strong><\/li>\n<\/ol>\n<p><strong>\u00a0<\/strong><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">LTV maximum &#8211; 75%<\/span><\/span><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Taux initial &#8211; 1,69% pour 2 ans<\/span><\/span><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Taux subs\u00e9quent &#8211; variable 3,54%<\/span><\/span><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Co\u00fbt global de comparaison &#8211; 3,2% APRC<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<ol>\n<li><strong><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Premier pr\u00eat hypoth\u00e9caire fixe direct de 5 ans<\/span><\/span><\/strong><\/li>\n<\/ol>\n<p><strong>\u00a0<\/strong><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">LTV maximum &#8211; 60%<\/span><\/span><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Taux initial &#8211; 1,74% pour 5 ans<\/span><\/span><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Taux subs\u00e9quent &#8211; variable 3,54%<\/span><\/span><\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Co\u00fbt global de comparaison &#8211; 2,8% APRC<\/span><\/span><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"vertical-align: inherit;\"><span style=\"vertical-align: inherit;\">Si vous \u00eates actuellement \u00e0 la recherche d&rsquo;un pr\u00eat hypoth\u00e9caire et que la lib\u00e9ration des capitaux propres est une de vos priorit\u00e9s, les offres hypoth\u00e9caires ci-dessus pourraient vous aider \u00e0 r\u00e9aliser vos r\u00eaves de propri\u00e9t\u00e9. <\/span><span class=\"\" style=\"vertical-align: inherit;\">La lib\u00e9ration de fonds propres peut souvent \u00eatre un concept difficile \u00e0 comprendre, mais avec le bon accord hypoth\u00e9caire, elle peut \u00e0 elle seule vous donner les fonds n\u00e9cessaires pour acheter un immeuble de placement. <\/span><span style=\"vertical-align: inherit;\">Bien que l&rsquo;id\u00e9e de remortgaging ait encore des connotations n\u00e9gatives, ce processus ne fera que devenir plus populaire avec le temps.<\/span><\/span><\/p>\n\n<div style=\"font-size: 0px; height: 0px; line-height: 0px; margin: 0; padding: 0; clear: both;\"><\/div><div class=\"quant-dopo-il-contenuto\" id=\"quant-1024128638\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-2743713601885453\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-2743713601885453\" \ndata-ad-slot=\"9445443898\" \ndata-ad-layout-key=\"-6s+dc-3e-6i+sb\"\ndata-ad-format=\"fluid\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Si vous envisagez d&rsquo;acheter votre premi\u00e8re maison ou d&rsquo;acqu\u00e9rir une autre propri\u00e9t\u00e9 comme investissement, vous envisagerez probablement des hypoth\u00e8ques et, comme pour tout ce qui se passe dans la vie, vous voudrez trouver une bonne affaire. Nous n&rsquo;entendons pas souvent parler des transactions hypoth\u00e9caires, mais nous pouvons vous assurer qu&rsquo;elles existent. &nbsp; Les offres qui &#8230; <a title=\"Les 5 meilleures op\u00e9rations hypoth\u00e9caires de 2020\" class=\"read-more\" href=\"https:\/\/www.quantiko.com\/fr\/non-classifiee\/top-5-mortgage-deals-of-2020\/\" aria-label=\"En savoir plus sur Les 5 meilleures op\u00e9rations hypoth\u00e9caires de 2020\">Lire la suite<\/a><\/p>\n","protected":false},"author":2,"featured_media":24693,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[6],"tags":[216],"class_list":["post-24692","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-non-classifiee","tag-personal-finance"],"_links":{"self":[{"href":"https:\/\/www.quantiko.com\/fr\/wp-json\/wp\/v2\/posts\/24692","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.quantiko.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.quantiko.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.quantiko.com\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.quantiko.com\/fr\/wp-json\/wp\/v2\/comments?post=24692"}],"version-history":[{"count":0,"href":"https:\/\/www.quantiko.com\/fr\/wp-json\/wp\/v2\/posts\/24692\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.quantiko.com\/fr\/wp-json\/wp\/v2\/media\/24693"}],"wp:attachment":[{"href":"https:\/\/www.quantiko.com\/fr\/wp-json\/wp\/v2\/media?parent=24692"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.quantiko.com\/fr\/wp-json\/wp\/v2\/categories?post=24692"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.quantiko.com\/fr\/wp-json\/wp\/v2\/tags?post=24692"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}